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November 2023 - San Diego Calendar of Events

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    November is a whole month of gratitude as far as I'm concerned. Gratitude for my life with my family and friends here in California near the Pacific Ocean, my peace and serenity. I'm also grateful for the clients and colleagues who have made this journey with me.    Whether you own a home or you are looking to buy or sell one, here are the latest Good to Know articles for when you’re ready to take the next step in finding your Forever Home.   November - Ponder this, -  “Don't wait until the fourth Thursday in November, to sit with family and friends to give thanks. Make every day a day of Thanksgiving!” - Charmaine J. Forde⁠ ~ I could not have expressed this better myself!    In the Spirit of Thanksgiving, I'm organizing a food drive to support the homeless in San Diego, scroll down to see the flyer so you can participate too!    As always, I am here for you, your family, and friends.   Your Forever Agent,    Hope Leitner,...

The Net Worth Advantage: Homeowners vs. Renters

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The decision to rent or own a home is not just about having a place to live; it also has significant implications for your financial future. One key aspect that often comes into play is net worth ... the value of your assets minus your liabilities. Numerous studies and statistics highlight a compelling trend: homeowners tend to have higher net worth compared to renters. The numbers according to the Federal Reserve's Survey of Consumer Finances confirms the belief that homeownership has long been associated with wealth accumulation.   The median net worth of homeowners is 40 times higher than that of renters. This discrepancy can be attributed to several factors that favor homeowners, including equity buildup, property appreciation, and forced savings through mortgage payments. Homeownership allows individuals to build equity over time, which is the difference between the home's market value and the remaining mortgage balance. Every mortgage payment with amortizin...

Just Listed! Who would like to live here?

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  Just Listed! Know anyone who would like to live here?   Share this announcement with family or friends who dream of owning a home in San Diego.  This beautiful home is in the Oak Park Neighborhood, just minutes from Downtown, close to parks, shopping and restaurants.    OPEN HOUSE Saturday, October 21st & Sunday, October 22nd 1-4pm Click Here to See More

Are Grandparents Moving to Be Closer to Their Grandkids?

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  Are Grandparents Moving to Be Closer to Their Grandkids? During the pandemic, many people distanced themselves from their loved ones for health reasons.  Grandparents  were told to stay away from their grandkids, especially as schools started to open. That’s because it would have been risky to visit with their grandchildren who may have gotten sick from school. Now that the pandemic has passed, many grandparents want more than ever to be near their grandchildren again to make up for that lost time. But how are they getting that “Grandparent Wish?” The data tells us many are  moving  to make sure they’re getting more quality time. Grandparents Are Moving To Be Near Loved Ones Recent  data  from the  National Association of Realtors  (NAR) shows people between the ages of 55 and 74 are moving farther (more than 100 miles) than any other age group ( see graph below ): The average age of grandparents in the U.S. is  67 years . The logical ...

How Buying a Multi-Generational Home Helps with Affordability Today

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In today's world of   rising housing costs , many buyers are looking for ways to still be able to buy a home. Some of them have found a solution in multi-generational living. Multi-generational living is when two or more adult generations live together under one roof. This includes siblings, parents, or even grandparents. Here’s an in-depth look at why more buyers are choosing this option today, so you can see if it may be right for you too. Reasons To Buy a Multi-Generational Home According to a  recent study  by the  National Association of Realtors  (NAR), the top two reasons people are opting for multi-generational homes today have to do with affordability ( see graph below ): Cost Savings:  About 28% of first-time buyers and 11% of repeat buyers are deciding on a multi-generational home to save on costs. By pooling their resources, households can share the financial responsibilities like mortgage payments, utilities, property taxes, and maintenance, to...