Hope Leitner, Realtor®, CRS

Here’s a quick note to let you know how I can help you, or the person you feel comfortable introducing me to. Many of my friends, coworkers and family members have been telling me about their experience of being pushed and pulled in all directions. They call themselves the “Sandwich Generation.” Their homes have more people than space. You may know someone in one of the following situations who needs my help: 1.    Someone caring for aging parents while supporting and caring for their own children. 2.    Someone in their 50s and 60s, sandwiched between aging parents, adult children and grandchildren. 3.    Someone in their 30s or 40s with young children, aging parents, and perhaps even grandparents. 4.    Someone involved with elder care, special needs care, or sibling care. The one thing the people of the Sandwich Generation have in common is that they need more space. As you think about people who may need my help, feel c...

If you’re new to home ownership, you’ll definitely want to avoid these easy-to-prevent mistakes that could cost you big time. I know so well the thrill of owning your own house — but don’t let the excitement cause you to overlook the basics. I've gathered up a half dozen classic boo-boos new homeowners often commit — and give you some insight on why each is critically important to avoid. 1. Not Knowing Where the Main Water Shutoff Valve Is Water from a burst or broken plumbing pipe can spew dozens of gallons into your home’s interior in a matter of minutes, soaking everything in sight — including drywall, flooring, and valuables. In fact, water damage is one of the most common of all household insurance claims. Quick-twitch reaction is needed to stave off a major bummer. Before disaster hits, find your water shutoff valve, which will be located where a water main enters your house. Make sure everyone knows where it’s located and how to close the ...

Consumers cannot be forced to waive right to make critical or disparaging statements about a business. This law prohibits a contract or proposed contract for the sale or lease of consumer goods or services from including a provision waiving the consumer’s right to make any statement regarding the seller or lesser or its employees or agents, or concerning the goods or services. It imposes civil penalties upon any person who violates the provisions of the law, of $2,500 for the initial violation and $5,000 for each subsequent violation, as well as an additional penalty of $10,000 if the violation was willful, intentional, or reckless in actions that may be brought by the consumer, the Attorney General, or a district attorney or city attorney. It does not prohibit or limit a person or business that hosts online consumer reviews or comments from removing a statement that is otherwise lawful to remove. Assembly Bill 2365 codified as Civil Code 1670.8. Effective January 1, 2015. ...

The recent housing crisis has prompted questions over whether home ownership is still a viable way toward greater wealth in this country. Confidence in home ownership was shaken, and many have had to turn to renting (the number of renters has increased nearly 25 percent since the housing crisis). The home ownership rate, in turn, has fallen from a peak of nearly 70 percent in 2004 to a two-decade low of 64.3 percent more recently. Still, researchers continue to find evidence that home ownership contributes to individual wealth. One example: The Center for Responsible Lending of Federal Reserve Board’s Survey of Consumer Finances recently found that median net worth of home owners in 2013 was $195,400, while at the same time the median net worth for renters was only $5,400. “Home ownership long has been central to Americans’ ability to amass wealth; even with the substantial decline in wealth after the housing bust, the net worth of home owners over time has significantly outpa...

Prior to listing your home you should have an independent inspector give the house a once over. That way, problems can be spotted — and corrected — before a would-be buyer ever gets wind of them. Before you have your home inspected you should fix items you know are broken — the little things every owner learns to live with — before they become bargaining points. Your agent should provide you with a pre-inspection checklist so all parties can be as sure as possible that the house is inspection-ready. There are a lot of things you (the seller) can do, but if you are not skilled at certain repairs, even the simplest ones, you should call a professional. Not only can inspectors spot amateurish, sub-par work, they will wonder about the quality of repairs that are less visible. When repairs are made, either by you (the seller) or a professional contractor, it’s a good idea to have paid receipts and warranties on hand for the inspector and buyer. Finally, on the day of the inspection, seller...