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As you read this note, who comes to mind first?

Here’s a quick note to let you know how I can help you, or the person you feel comfortable introducing me to. Many of my friends, coworkers and family members have been telling me about their experience of being pushed and pulled in all directions. They call themselves the “Sandwich Generation.” Their homes have more people than space. You may know someone in one of the following situations who needs my help: 1.    Someone caring for aging parents while supporting and caring for their own children. 2.    Someone in their 50s and 60s, sandwiched between aging parents, adult children and grandchildren. 3.    Someone in their 30s or 40s with young children, aging parents, and perhaps even grandparents. 4.    Someone involved with elder care, special needs care, or sibling care. The one thing the people of the Sandwich Generation have in common is that they need more space. As you think about people who may need my help, feel comfortable taking out your cell phone a

Owning Still Trumps Renting in Overall Wealth

The recent housing crisis has prompted questions over whether home ownership is still a viable way toward greater wealth in this country. Confidence in home ownership was shaken, and many have had to turn to renting (the number of renters has increased nearly 25 percent since the housing crisis). The home ownership rate, in turn, has fallen from a peak of nearly 70 percent in 2004 to a two-decade low of 64.3 percent more recently. Still, researchers continue to find evidence that home ownership contributes to individual wealth. One example: The Center for Responsible Lending of Federal Reserve Board’s Survey of Consumer Finances recently found that median net worth of home owners in 2013 was $195,400, while at the same time the median net worth for renters was only $5,400. “Home ownership long has been central to Americans’ ability to amass wealth; even with the substantial decline in wealth after the housing bust, the net worth of home owners over time has significantly outpa