Hope Leitner, Realtor®, CRS

Leaving boxes by the curb alongside the trash lets burglars know you've got new toys inside. You come home to an open front door, a ransacked house, and missing valuables. How did a burglar know you’d be gone? How did they get in? In these 10 thank-you notes, your friendly neighborhood burglars share advice on how to stop lending them a helping hand. 1. Thanks for the ladder! Call me a social climber if you will, but I did discover a ladder in your back yard. Thank you for leaving it where I could lean it against your home and easily reach a second-story window. I really love it when upper story openings aren’t wired to a home security system! So, if you want to keep me out, store your ladder in the basement or a locked garage. And call your security company to wire upper-story windows into your alarm system. Vertically yours, A rising star 2. Loved your trash Can’t tell you how much fun I have driving around neighborhoods on trash day (especially after big gift ho...

Eligible borrowers are Active-Duty Military, Veterans and widowers of Veterans not re-married  100% financing in San Diego up to $546,250  No mortgage insurance on the loan  VA funding fee is waived if borrower is collecting 10% or more disability from VA  Minimum credit score of 580 and above to qualify  Loan amounts up to $1,000,000. Down payment is 25% of the difference over $546,250  May re-use VA Certificate of Eligibility over and over again throughout your lifetime, usually on just one house at a time  Up to 4% Third Party Concessions allowed. All or part of that may be used for debt reduction to qualify  Condos must be on the VA Approved Condo List. No condo cert needed and we don’t ask about litigation, budget, reserves, owner-occupancy, etc…  Seller does NOT need to pay any of the buyer’s closing costs  Pest Inspection must be paid for and provided by the Seller. Repairs are negotiable as far as who pays for them. B...