Hope Leitner, Realtor®, CRS

  Lately, it feels like a lot of people have been asking the same question:  “Is the housing market about to crash?” If you’ve been scrolling through social media or watching the news, you might have seen some pretty scary headlines yourself. That’s why it’s no surprise that, according to data from  Clever Real Estate ,  70% of Americans are worried about a housing crash in 2025. But before you hit pause on your plans to buy or sell a home, take a deep breath. The truth is: the housing market isn’t about to crash – it’s just shifting. And that shift actually works in your favor. Today’s Inventory Keeps the Housing Market from Crashing Mark Fleming, Chief Economist at  First American , says: “ There’s just generally not enough supply.  There are more people than housing inventory. It’s Econ 101.” Think about it. If there’s a shortage of something – like tickets to a popular concert – prices go up. That’s what’s been happening with homes. We still have a shor...

  Retirement isn’t just a milestone. It's the beginning of something really special. After years of hard work, it’s finally time to slow down, explore new passions, and live life on your own terms. But with this exciting chapter comes some big choices. And one of the biggest is this: does your current home still make sense for the lifestyle (and budget) you want in this next phase of life? That’s an especially important question right now. Just in the past five years, the cost of living has jumped by  23%  according to the  Bureau of Labor Statistics  (BLS). That’s based on the  Consumer Price Index  (CPI), which is how changes are tracked in the average price consumers pay for goods and services ( see graph below ): When you’re thinking about how to make your retirement savings last, those rising expenses matter. And if you’ve started to wonder whether your money will stretch as far as you need it to go, don’t worry. You may have more control than you...

Trying to decide whether it makes more sense to buy a home now or wait? There’s a lot to consider, from what’s happening in the market to your changing needs. But generally speaking, aiming to time the market isn’t a good strategy – there are too many factors at play for that to even be possible. That’s why experts usually say  time in the market is better than timing the market. In other words, if you want to buy a home and you’re able to make the numbers work, doing it sooner rather than later is usually worth it.  Bankrate  explains why:  “No matter which way the real estate market is leaning, though, buying now means you can start building equity immediately.”   Here’s some data to break this down so you can really see the benefit of buying now versus later – if you’re able to. Each quarter,  Fannie Mae  releases the  Home Price Expectations Survey . It asks over one hundred economists, real estate experts, and investment and market strategist...