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Showing posts with the label buy a house in San Diego

Time in the Market Beats Timing the Market

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Trying to decide whether it makes more sense to buy a home now or wait? There’s a lot to consider, from what’s happening in the market to your changing needs. But generally speaking, aiming to time the market isn’t a good strategy – there are too many factors at play for that to even be possible. That’s why experts usually say  time in the market is better than timing the market. In other words, if you want to buy a home and you’re able to make the numbers work, doing it sooner rather than later is usually worth it.  Bankrate  explains why:  “No matter which way the real estate market is leaning, though, buying now means you can start building equity immediately.”   Here’s some data to break this down so you can really see the benefit of buying now versus later – if you’re able to. Each quarter,  Fannie Mae  releases the  Home Price Expectations Survey . It asks over one hundred economists, real estate experts, and investment and market strategist...

Talking Real Estate with Hope - May Newsletter

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  Welcome to a curated selection of the latest real estate insights—handpicked just for you. As your dedicated agent for life, I believe in empowering you with the knowledge you need to navigate the world of homeownership with confidence. Sit back and absorb the compelling narratives that await in this issue.   Whenever you find yourself pondering the next steps in your real estate journey, remember that I am only a conversation away. My commitment to you, your family, and friends is unwavering, and I'm ready to assist with tailored, strategic advice whenever you need it.     Your Forever Agent,    Hope Leitner, CRS,  CalDRE #01874321   Hope Opens Doors Berkshire Hathaway HomeServices, California Properties Christie D. Horn and Associates 3790 Via de la Valle, Suite 201, Del Mar, CA 92014 Cell: (858) 382-3763 Website: HopeLeitner.com Email Hope   The Number of Homes for Sale Is Increasing There’s no denying the last couple of years have been tough...

Talking Real Estate with Hope Leitner

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  Welcome to a curated selection of the latest real estate insights—handpicked just for you. As your dedicated agent for life, I believe in empowering you with the knowledge you need to navigate the world of homeownership with confidence. Sit back and absorb the compelling narratives that await in this issue. Whenever you find yourself pondering the next steps in your real estate journey, remember that I am only a conversation away. My commitment to you, your family, and friends is unwavering, and I'm ready to assist with tailored, strategic advice whenever you need it. Your Forever Agent,  Hope Leitner, CRS, CalDRE #01874321 Hope Opens Doors The Best Week To List Your House Is Almost Here Are you thinking about making a move? If so, now may be the perfect time to start the process. That’s because experts say the best week to list your house is just around the corner. Why Overpricing Your House Can Cost You If you’re trying to sell your house, you may be looking ...

Why Mortgage Rates Could Continue To Decline

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  Why Mortgage Rates Could Continue To Decline When you read about the  housing market , you’ll probably come across some information about inflation or recent decisions made by the  Federal Reserve  (the Fed). But how do those two things  impact you  and your homebuying plans? Here's what you need to know. The Federal Funds Rate Hikes Have Stalled One of the Fed’s primary goals is to lower inflation. In order to do that, they started raising the Federal Funds Rate to slow down the economy. Even though this doesn’t directly dictate what happens with  mortgage rates , it does have an impact. Recently inflation has started to cool, a signal those increases worked and are bringing inflation back down. As a result,  the Fed’s hikes  have gotten smaller and less frequent. In fact, there haven’t been any increases since July ( see graph below ): And not only has the Fed decided not to raise the Federal Funds Rate the last three times the committee ...